Privacy Statement

This privacy statement was last changed on May 30, 2024, last checked on May 30, 2024, and applies to citizens and legal permanent residents of the United States.

In this privacy statement, we explain what we do with the data we obtain about you via https://tarotskills.com. We recommend you carefully read this statement. In our processing we comply with the requirements of privacy legislation. That means, among other things, that:

  • we clearly state the purposes for which we process personal data. We do this by means of this privacy statement;
  • we aim to limit our collection of personal data to only the personal data required for legitimate purposes;
  • we first request your explicit consent to process your personal data in cases requiring your consent;
  • we take appropriate security measures to protect your personal data and also require this from parties that process personal data on our behalf;
  • we respect your right to access your personal data or have it corrected or deleted, at your request.

If you have any questions, or want to know exactly what data we keep of you, please contact us.

1. Purpose and categories of data

We may collect or receive personal information for a number of purposes connected with our business operations which may include the following: (click to expand)

1.1 Contact - Through phone, mail, email and/or webforms

The following categories of data are collected

  • A first and last name
  • Account name or alias
  • A home or other physical address, including street name and name of a city or town
  • An email address
  • A telephone number
  • Photos
  • Social Media accounts

Retention period

We determine the retention period according to fixed objective criteria: Information will be retained unless removal is requested.

1.2 Payments

The following categories of data are collected

  • A first and last name
  • Account name or alias
  • A home or other physical address, including street name and name of a city or town
  • An email address
  • A telephone number

Retention period

We determine the retention period according to fixed objective criteria: Information will be retained unless removal is requested.

1.3 Registering an account

The following categories of data are collected

  • A first and last name
  • Account name or alias
  • A home or other physical address, including street name and name of a city or town
  • An email address
  • A telephone number
  • Photos
  • Social Media accounts

Retention period

We determine the retention period according to fixed objective criteria: Information will be retained unless removal is requested.

1.4 Newsletters

The following categories of data are collected

  • A first and last name
  • Account name or alias
  • An email address

Retention period

We determine the retention period according to fixed objective criteria: Information will be retained unless removal is requested.

1.5 To support services or products that a customer wants to buy or has purchased

The following categories of data are collected

  • A first and last name
  • Account name or alias
  • A home or other physical address, including street name and name of a city or town
  • An email address
  • A telephone number

Retention period

We determine the retention period according to fixed objective criteria: Information will be retained unless removal is requested.

1.6 To be able to comply with legal obligations

The following categories of data are collected

  • A first and last name
  • Account name or alias
  • A home or other physical address, including street name and name of a city or town
  • An email address
  • A telephone number
  • Photos
  • Social Media accounts

Retention period

We determine the retention period according to fixed objective criteria: Information will be retained unless removal is requested.

1.7 Compiling and analyzing statistics for website improvement.

The following categories of data are collected

  • A first and last name
  • Account name or alias
  • An email address
  • Photos
  • Social Media accounts

Retention period

We determine the retention period according to fixed objective criteria: Information will be retained unless removal is requested.

2. Sharing with other parties

We only share or disclose this data to other recipients for the following purposes:

3. Disclosure practices

We disclose personal information if we are required by law or by a court order, in response to a law enforcement agency, to the extent permitted under other provisions of law, to provide information, or for an investigation on a matter related to public safety.

If our website or organisation is taken over, sold, or involved in a merger or acquisition, your details may be disclosed to our advisers and any prospective purchasers and will be passed on to the new owners.

4. How we respond to Do Not Track signals & Global Privacy Control

Our website does not respond to and does not support the Do Not Track (DNT) header request field.

5. Cookies

Our website uses cookies. For more information about cookies, please refer to our Cookie Policy on our Policies & Terms webpage. 

6. Security

We are committed to the security of personal data. We take appropriate security measures to limit abuse of and unauthorized access to personal data. This ensures that only the necessary persons have access to your data, that access to the data is protected, and that our security measures are regularly reviewed.

7. Third-party websites

This privacy statement does not apply to third-party websites connected by links on our website. We cannot guarantee that these third parties handle your personal data in a reliable or secure manner. We recommend you read the privacy statements of these websites prior to making use of these websites.

8. Amendments to this privacy statement

We reserve the right to make amendments to this privacy statement. It is recommended that you consult this privacy statement regularly in order to be aware of any changes. In addition, we will actively inform you wherever possible.

9. Accessing and modifying your data

If you have any questions or want to know which personal data we have about you, please contact us. Please make sure to always clearly state who you are, so that we can be certain that we do not modify or delete any data of the wrong person. We shall provide the requested information only upon receipt of a verifiable consumer request. You can contact us by using the information below. You have the following rights:

9.1 You have the following rights with respect to your personal data

  1. You may submit a request for access to the data we process about you.
  2. You may object to the processing.
  3. You may request an overview, in a commonly used format, of the data we process about you.
  4. You may request correction or deletion of the data if it is incorrect or not or no longer relevant, or to ask to restrict the processing of the data.

9.2 Supplements

This section, which supplements the rest of this Privacy Statement, applies to citizens and legal permanent residents of California (CPRA), Colorado (CPA), Connecticut (CTDPA), Nevada (NRS 603A), Utah (UCPA) and Virginia (CDPA)

California

Right to know what personal information is being collected about you

A consumer shall have the right to request that a business that collects personal information about the consumer disclose to the consumer the following:

  1. The categories of personal information it has collected about that consumer.
  2. The categories of sources from which the personal information is collected.
  3. The business or commercial purpose for collecting or selling personal information.
  4. The categories of third parties with whom the business shares personal information.
  5. The specific pieces of personal information it has collected about that consumer.

The right to know whether personal information is sold or disclosed and to whom

A consumer shall have the right to request that a business that sells the consumer’s personal information, or that discloses it for a business purpose, disclose to that consumer:

  1. The categories of personal information that the business collected about the consumer.
  2. The categories of personal information that the business sold about the consumer and the categories of third parties to whom the personal information was sold, by category or categories of personal information for each third party to whom the personal information was sold.
  3. The categories of personal information that the business disclosed about the consumer for a business purpose.

The Right to equal service and price, even if you exercise your privacy rights


A consumer shall have the right to request that a business delete any personal information about the consumer which the business has collected from the consumer.


A business that receives a verifiable request from a consumer to delete the consumer’s personal information pursuant to subdivision (a) of this section shall delete the consumer’s personal information from its records and direct any service providers to delete the consumer’s personal information from their records.


A business or a service provider shall not be required to comply with a consumer’s request to delete the consumer’s personal information if it is necessary for the business or service provider to maintain the consumer’s personal information in order to:

  1. Complete the transaction for which the personal information was collected, provide a good or service requested by the consumer, or reasonably anticipated within the context of a business’s ongoing business relationship with the consumer, or otherwise perform a contract between the business and the consumer.
  2. Detect security incidents, protect against malicious, deceptive, fraudulent, or illegal activity; or prosecute those responsible for that activity.
  3. Debug to identify and repair errors that impair existing intended functionality.
  4. Exercise free speech, ensure the right of another consumer to exercise his or her right of free speech, or exercise another right provided for by law.
  5. Comply with the California Electronic Communications Privacy Act pursuant to Chapter 3.6 (commencing with Section 1546) of Title 12 of Part 2 of the Penal Code.
  6. Engage in public or peer-reviewed scientific, historical, or statistical research in the public interest that adheres to all other applicable ethics and privacy laws, when the businesses’ deletion of the information is likely to render impossible or seriously impair the achievement of such research, if the consumer has provided informed consent.
  7. Exercise free speech, ensure the right of another consumer to exercise his or her right of free speech, or exercise another right provided for by law.
  8. To enable solely internal uses that are reasonably aligned with the expectations of the consumer based on the consumer’s relationship with the business.
  9. Comply with a legal obligation.
  10. Otherwise use the consumer’s personal information, internally, in a lawful manner that is compatible with the context in which the consumer provided the information.

Right to opt-out

You may submit a request directing us not to make certain disclosures of personal information we maintain about you. For more information about the possibility of submitting an opt-out request, please refer to our Opt-out preferences page.

Financial incentives

Selling of personal data to third parties

We have not sold consumers’ personal data in the preceding 12 months

We have not disclosed consumers’ personal information for a business purpose in the preceding 12 months.

  • A first and last name
  • Account name or alias
  • A home or other physical address, including street name and name of a city or town
  • An email address
  • A telephone number
  • Photos
  • Social Media accounts

Colorado

Right to Data Portability

When exercising the right to Access personal data , you have the right to obtain the personal data in a portable and, to the extent technically feasible, readily usable format that allows you to transmit the data to another entity without hindrance. You may exercise this right no more than two times per calendar year.

Right to opt-out

You may submit a request directing us not to make certain disclosures of personal information we maintain about you.

Under Colorado law this concerns the following purposes:

  1. targeted advertising;
  2. the sale of personal data; or
  3. profiling in furtherance of decisions that produce legal or similarly significant effects concerning a consumer.

For more information about the possibility of submitting an opt-out request, please refer to our Opt-out preferences page.

Connecticut

Right to Data Portability

When exercising the right to Access personal data , you have the right to obtain the personal data in a portable and, to the extent technically feasible, readily usable format that allows you to transmit the data to another entity without hindrance.

We are not required to reveal any trade secret.

Right to opt-out

You may submit a request directing us not to make certain disclosures of personal information we maintain about you.

Under the CTDPA this concerns the following purposes:

  1. targeted advertising; or
  2. the sale of personal data; or
  3. profiling in furtherance of decisions that produce legal or similarly significant effects concerning a consumer.

For more information about the possibility of submitting an opt-out request, please refer to our Opt-out preferences page.

Nevada

Right to opt-out

You may submit a request directing us not to make certain disclosures of personal information we maintain about you.

For more information about the possibility of submitting an opt-out request, please refer to our Opt-out preferences page.

Utah

Right to Data Portability

When exercising the right to Access personal data, you have the right to obtain the personal data that you previously provided to us as a controller in a portable and, to the extent technically feasible, readily usable format that allows you to transmit the data to another entity without hindrance.

Right to opt-out

You may submit a request directing us not to make certain disclosures of personal information we maintain about you.

Under the UCPA this concerns the following purposes:

  1. targeted advertising; or
  2. the sale of personal data.

For more information about the possibility of submitting an opt-out request, please refer to our Opt-out preferences page.

Virginia

Right to Data Portability

When exercising the right to Access personal data , you have the right to obtain the personal data in a portable and, to the extent technically feasible, readily usable format that allows you to transmit the data to another entity without hindrance. You may exercise this right no more than two times per calendar year.

Right to opt-out

You may submit a request directing us not to make certain disclosures of personal information we maintain about you.

Under the CDPA this concerns the following purposes:

  1. targeted advertising;
  2. the sale of personal data; or
  3. profiling in furtherance of decisions that produce legal or similarly significant effects concerning a consumer.

For more information about the possibility of submitting an opt-out request, please refer to our Opt-out preferences page.

10. Children

Our website is not designed to attract children and it is not our intent to collect personal data from children under the age of consent in their country of residence. We therefore request that children under the age of consent do not submit any personal data to us.

11. Contact details

CompetentSee, LLC DBA Tarot Skills
2698 Redwood Rd #0, West Valley City, UT
United States
Website: https://tarotskills.com
Email: info@tarotskills.com

Phone number: ‪(385) 275-1947‬

Cookie Statement

Terms of Use

Effective as of January 6, 2024

PLEASE READ THIS AGREEMENT CAREFULLY; THIS IS A BINDING CONTRACT.

You acknowledge that these terms include disclaimer of warranties, damage and remedy exclusions and limitations. Additionally, SECTION 15 OF THESE TERMS OF USE CONTAINS A BINDING ARBITRATION CLAUSE, CLASS ACTION WAIVER AND UTAH JURISDICTION. IF YOU LIVE IN THE UNITED STATES, THIS SECTION AFFECTS YOUR RIGHTS ABOUT HOW TO RESOLVE DISPUTES THAT YOU MAY HAVE WITH US.

1 Introductions

Thanks for your interest in CompetentSee, LLC (“CompetentSee”, “we”, “us”, “our”). By using the websites located at tarotskills.com and competentsee.com (including all material and content contained on each therein, the “Platforms”), you are agreeing to the Terms of Use (“Terms”) set forth below and our Privacy Policy, which is incorporated into these Terms by reference. The Terms and the Privacy Policy are referred to collectively as the “Agreement”. If you are an individual and using the Platforms on behalf of an organization, “you” means such organization and in such case, the person accessing the Platforms represents and warrants that s/he has the authority to bind such entity to all of the terms and conditions of this Agreement. From time to time, we may also establish separate registration procedures and separate terms and conditions, terms of service, user agreements, or similar legal agreements for other services and products offered by us. We will inform you of any such applicable separate agreements.

2 Changes to the Agreement

The Agreement may, at our sole discretion, be revised in writing by us. The date of the last modification is posted at the top of the Agreement. You agree to review this Agreement periodically to ensure that you are familiar with the most recent version. If we make material changes to the Agreement, we may notify you by sending an email to the last email address you provided to us (if any) and/or by prominently posting notice of the changes on our Platforms. If the changes are not acceptable to you, your only recourse is to cease using the Platforms. By continuing to use the Platforms after changes are made, you are agreeing to the changes.

3 User Accounts

There are different user account types and roles used on the Platform. “Clients” (also called “Querents”, and “Seekers”) use the site to learn about and connect with “Tarot Readers” for the purpose of engaging them and or ranking the quality of their work. “Tarot Readers” use the site to learn about and connect with “Clients” for the purpose of finding work, and to find and connect with each other for the purpose of knowledge sharing.

4 Availability of Platforms, Technology Limitations and Modifications

We will make reasonable efforts to keep the Platforms operational. However, certain technical difficulties or maintenance may, from time to time, result in temporary interruptions. We reserve the right, periodically and at any time, to modify or discontinue, temporarily or permanently, functions and features of the Platforms, with or without notice, all without liability to you for any interruption, modification, or discontinuation of the Platforms or any function or feature thereof. You understand and agree that we have no obligation to maintain, support, upgrade or update the Platforms, or to provide all or any specific content through the Platforms. Although the Platforms may be accessible worldwide, not all features, products or services discussed, referenced, provided or offered through or on the Platforms are available to all persons or in all geographic locations, or appropriate or available for use outside the United States. CompetentSee reserves the right to limit, in its sole discretion, the provision and quantity of any feature, product, or service to any person or geographic area. Any offer for any feature, product, or service made on the Platforms is void where prohibited. If you choose to access the Platforms from outside the United States, you do so on your own initiative and you are solely responsible for complying with applicable local laws.

5 General Rules of Conduct

By viewing, posting to, or otherwise using the Platforms, you agree to abide by these rules and not to use the Platforms in any manner not expressly permitted by the Agreement. Failure to do so may result in suspension or termination of your access and/or license to use to the Platforms.
Please respect us, the Platforms and other users of the Platforms. Do not engage in any activity on the Platforms which is or includes material that (a) is obscene, threatening, racist, sexist, discriminatory, offensive, abusive, defamatory or pornographic; (b) includes personal attacks on CompetentSee or other community members; (c) is owned by a third party, unless you have express permission from the content’s owner; (d) is illegal, or intended to promote or commit an illegal act of any kind, including but not limited to, violations of intellectual property or privacy rights; (e) includes malicious content such as malware, trojan horses or viruses, (f) interferes with any user’s access to the Platforms; (g) uses any robot, spider, other automatic device, or manual process to extract, “screen scrape,” monitor, “mine,” or copy any static or dynamic web page on the Platforms, or any content contained therein; (h) mirrors or frames the Platforms or any content made available through the Platforms, places pop-up windows over its pages, or otherwise affects the display of the Platform’s pages; (i) impersonates or misrepresents your affiliation with another person or entity, or is otherwise fraudulent or misleading; (j) interferes with the Platforms, tampers with or attempts to probe, scan, or test for vulnerabilities in the Platforms, including our computer systems or network, or breaches any of our security or authentication measures; (k) attempts to gain access to secured portions of the Platforms to which you do not possess access rights; or (l) conflicts with or is not expressly permitted under the Agreement, as determined by us.
You represent and warrant that any registration information that you submit to us is true, accurate and complete, and you agree to maintain its accuracy and immediately notify us if any information is inaccurate. Your use of the Platforms is subject to your standard phone and/or internet fees for data, messaging and any other limits put in place by your carrier and you are responsible for any fees related thereto as a result of your usage of the Platforms.

6 Social Media Policy

By viewing, posting to or otherwise using CompetentSee’s social media platforms accounts, you agree to abide by these rules and not to use or interact with CompetentSee’s social media platforms accounts in any manner not expressly permitted by the Agreement. This includes the agreement that you will not engage in any activity on the CompetentSee’s social medial platform accounts which is or includes material that (a) contains blind links (we reserve the right to remove blind links); (b) includes personal attacks on CompetentSee or other community members; (c) is obscene, threatening, racist, sexist, discriminatory, offensive, abusive, defamatory or pornographic; (d) includes personal information, such as email addresses and phone numbers; (e) is used for business purposes, including selling products, soliciting money, or recruiting fans, followers, and group members; (f) is owned by any third party, unless you have express permission from the content’s owner, (g) is illegal, or intended to promote or commit an illegal act of any kind, including but not limited to, violations of intellectual property or privacy rights; (h) impersonates or misrepresents your affiliation with another person or entity, or is otherwise fraudulent or misleading; (i) interferes with any user’s access to the CompetentSee’s social media platforms accounts; and (j) conflicts with or is not expressly permitted under the Agreement, as determined by us. If you elect to make comments or posts on CompetentSee’s social media accounts, please be aware that CompetentSee has the right, in its sole discretion, but not the obligation to remove comments and posts.

TO THE FULLEST EXTENT PERMITTED BY LAW, COMPETENTSEE DISCLAIMS ALL EXPRESS AND IMPLIED WARRANTIES, INCLUDING WITHOUT LIMITATION ANY WARRANTY AS TO ACCURACY, INTEGRITY, OR SECURITY AND THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NONINFRINGEMENT, WITH RESPECT TO ANY CONTENT POSTED ON OUR SOCIAL MEDIA PLATFORMS.

7 License and Ownership

(a) License to the Platforms. We own all right, title, and license in and to the Platforms and hereby grant you a limited, revocable, non-exclusive, non-transferable license to use the Platforms for your personal use in accordance with this Agreement. Except as expressly permitted by us, you agree that you will not sublicense, resell, rent, reverse engineer, modify or otherwise make derivative works of, assign, distribute, or otherwise commercially exploit the Platforms or any parts thereof. All rights not expressly granted to you are reserved by us. This license shall automatically expire upon termination of this Agreement.

(b) License to Feedback. You grant CompetentSee an unlimited, irrevocable, perpetual, non-exclusive, transferable, royalty-free worldwide license to use and/or incorporate into the Platforms any feedback, suggestions and/or recommendations you provide to us. This is true whether you provide the feedback on the Platforms or through any other method of communication with us, unless we have entered into a separate agreement with you that provides otherwise.

(c) License to Material Posted by You. You further grant CompetentSee an irrevocable, perpetual, royalty-free, fully paid up, worldwide, right and license (with right of sublicense) to use, copy, modify, distribute, publicly perform and display and otherwise commercially exploit any and all content you post to CompetentSee social media accounts for any purpose whatsoever.

8 Intellectual Property/DMCA

We are protected in the U.S. and internationally under trademark, copyright, and other intellectual property laws. Additionally, we respect the intellectual property rights of others. If you think material hosted by us infringes your copyright, please provide us with the following information:

(a) an electronic or physical signature of a person authorized to act on behalf of the owner of the copyright or other intellectual property interest; (b) a description of the copyrighted work or other intellectual property that you claim has been infringed; (c) a description of where in the Platforms the material that you claim is infringing is located; (d) your address, telephone number and, if available, an email address; (e) a statement by you that you have a good faith belief that the disputed use is not authorized by the copyright owner, its agent, or the law; and (f) a statement by you that the above information provided by you in your notice is accurate and, under penalty of perjury, that you are the copyright or intellectual property owner or authorized to act on behalf of the copyright or intellectual property owner.

Your claim should be sent by mail or email to CompetentSee at the address listed in Section 16(h), ATTN: Copyright Agent or by email at [email protected].

9 Suspension and Termination

We may suspend your access to the Platforms at any time, including in the event of your actual or suspected unauthorized use of the Platforms or non-compliance with the Agreement. In our sole discretion, in addition to any other rights or remedies available to us and without any liability whatsoever, we may, at any time and without notice, terminate or restrict your access to the Platforms for any reason or no reason. If you have been notified by us that you are prohibited from using the Platforms, then notwithstanding anything to the contrary, you have no license to use the Platforms and any access by you or on your behalf shall be unauthorized and unlawful.

You also agree that any violation by you of this Agreement will constitute an unlawful and unfair business practice, and will cause irreparable harm to CompetentSee, for which monetary damages would be inadequate, and you consent to CompetentSee obtaining any injunctive or equitable relief that CompetentSee deems necessary or appropriate in such circumstances. These remedies are in addition to any other remedies CompetentSee may have at law or in equity. If CompetentSee does take any legal action against you as a result of your violation of these Terms, CompetentSee will be entitled to recover from you, and you agree to pay, all reasonable attorneys’ fees and costs of such action, in addition to any other relief granted to CompetentSee.

10 Recordings of Contact with CompetentSee

Telephone calls, email correspondence, and social media communications with CompetentSee and its agents may be recorded or monitored. By using these communication methods, you are consenting to the recording or monitoring of your calls, emails, and social media communications with us and our agents.

11 Third Party Links and Mentor Relationships

A link on the Platforms to a non-CompetentSee website to mentoring service advertised by a user of the Platforms does not mean that CompetentSee endorses or accepts any responsibility for the content, or the use, of such website or mentoring service or the products or services offered thereon. Accordingly, you acknowledge and agree that CompetentSee is not responsible or liable for: (i) the availability or accuracy of such third party websites and mentoring servuces; (ii) the content, products, or services on or available from such third party websites or mentoring services; or (iii) the privacy policies or practices of such third party websites or mentoring services. It is up to you to take precautions to ensure that whatever you select for your use is free of viruses, worms, trojan horses and other items of a destructive nature. You acknowledge sole responsibility for and assume all risk arising from your use of any such third party websites or mentoring services.

12 Promotions

We may, in our sole discretion, create promotional codes that may be redeemed for discounts and credits or other benefits, subject to terms that we may establish on a per-promotional-code basis (“Promo Codes”). You agree that Promo Codes: (i) must be used for the intended audience and purpose, and in a lawful manner; (ii) may not be duplicated, sold, or transferred in any manner, unless expressly permitted by us; (iv) may only be used pursuant to the specific terms that we establish for such Promo Code; (v) are not valid for cash; and (vi) may expire prior to your use. We reserve the right to withhold or deduct credits or other benefits obtained through the use of Promo Codes by you or any other user in the event that CompetentSee determines or believes that the use or redemption of the Promo Code was in error, fraudulent, illegal, or in violation of the applicable Promo Code terms or this Agreement. Promo Codes are governed by this Agreement and any other terms and conditions set forth at the time the Promo Codes are issued.

Additionally, we may, in our sole discretion, offer you the chance to participate in sweepstakes, contests, surveys, or other promotions (“Additional Promotions”). Additional Promotions may be governed by terms and conditions that are separate from these Terms. If the provisions of an Additional Promotion’s terms and conditions conflict with these Terms, those separate terms and conditions shall prevail.

13 DISCLAIMER OF WARRANTIES

WE ENDEAVOR TO PROVIDE THE BEST SERVICE WE CAN, BUT YOU UNDERSTAND AND AGREE THAT THE PLATFORMS ARE PROVIDED “WITH ALL FAULTS” AND ON AN “AS IS” AND “AS AVAILABLE” BASIS, WITHOUT EXPRESS, STATUTORY, OR IMPLIED WARRANTY OR CONDITION OF ANY KIND. YOU USE THE SERVICE AT YOUR OWN RISK. WE DISCLAIM ANY WARRANTIES OR CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, QUIET ENJOYMENT, TITLE, ACCURACY, AND NON-INFRINGEMENT.

WE MAKE NO WARRANTY AS TO THE ACCURACY, COMPLETENESS, RELIABILITY, LEGALITY, OPERABILITY, AVAILABILITY, OR CURRENTNESS OF ANY CONTENT AVAILABLE THROUGH THE PLATFORMS. YOU ARE RESPONSIBLE FOR VERIFYING ANY INFORMATION BEFORE RELYING ON IT, AND WE UNDERTAKE NO OBLIGATION TO UPDATE OR REVISE THE INFORMATION CONTAINED ON THE PLATFORMS, WHETHER AS A RESULT OF NEW INFORMATION, FUTURE EVENTS OR CIRCUMSTANCES OR OTHERWISE. USE OF THE PLATFORMS IS AT YOUR SOLE RISK. WE DO NOT WARRANT THAT YOU WILL BE ABLE TO ACCESS OR USE THE PLATFORMS AT THE TIMES OR LOCATIONS OF YOUR CHOOSING; THAT THE PLATFORMS WILL BE UNINTERRUPTED OR ERROR-FREE; THAT DEFECTS WILL BE CORRECTED; OR THE PLATFORMS WILL BE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. NO ADVICE OR INFORMATION, WHETHER ORAL OR WRITTEN, OBTAINED BY YOU FROM US THROUGH THE PLATFORMS OR OTHERWISE WILL CREATE ANY WARRANTY, REPRESENTATION, OR GUARANTEE NOT EXPRESSLY STATED IN THESE TERMS.

IN ADDITION, TO THE MAXIMUM EXTENT ALLOWED BY LAW, WE DO NOT WARRANT, ENDORSE, GUARANTEE, OR ASSUME RESPONSIBILITY FOR ANY PRODUCT OR SERVICE OFFERED BY A THIRD PARTY ON OR THROUGH THE PLATFORMS OR ANY HYPERLINKED WEBSITE AVAILABLE THROUGH THE PLATFORMS. WE DO NOT CONTROL THIRD PARTY WEBSITES AVAILABLE THROUGH HYPERLINK AND WE ARE NOT RESPONSIBLE FOR ANY CONTENT AVAILABLE THEREIN. YOU UNDERSTAND AND AGREE THAT WE ARE NOT RESPONSIBLE OR LIABLE FOR ANY TRANSACTION BETWEEN YOU AND THIRD-PARTY PROVIDERS. AS WITH ANY PURCHASE OF A PRODUCT OR SERVICE THROUGH ANY MEDIUM OR IN ANY ENVIRONMENT, YOU SHOULD USE YOUR JUDGMENT AND EXERCISE CAUTION WHERE APPROPRIATE. NO ADVICE OR INFORMATION WHETHER ORAL OR IN WRITING OBTAINED BY YOU FROM US SHALL CREATE ANY WARRANTY ON BEHALF OF US IN THIS REGARD. SOME ASPECTS OF THIS SECTION MAY NOT APPLY IN SOME JURISDICTIONS.

Some states do not allow exclusion of implied warranties, so these exclusions may not apply in individual cases. You may have additional rights that vary from state to state. To the extent that we may not, as a matter of applicable law, disclaim any implied warranty, the scope and duration of such warranty will be the minimum permitted under such applicable law.

14 LIMITATION OF LIABILITY AND DAMAGES

YOU ACKNOWLEDGE AND AGREE THAT WE ARE ONLY WILLING TO PROVIDE ACCESS TO THE PLATFORMS IF YOU AGREE TO CERTAIN LIMITATIONS OF OUR LIABILITY TO YOU AND TO THIRD PARTIES. YOU UNDERSTAND THAT TO THE MAXIMUM EXTENT PERMITTED UNDER APPLICABLE LAW, IN NO EVENT WILL WE OR THE COMPETENTSEE RELATED PARTIES (DEFINED IN SECTION 14) BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, PUNITIVE, OR EXEMPLARY DAMAGES, INCLUDING BUT NOT LIMITED TO, DAMAGES FOR LOSS OF REVENUES, PROFITS, GOODWILL, USE, DATA, LOST OPPORTUNITIES, OR BUSINESS INTERRUPTIONS ARISING OUT OF OR RELATED TO THE PLATFORMS, HOWEVER CAUSED, WHETHER ARISING UNDER STATUTE, CONTRACT, TORT (INCLUDING NEGLIGENCE), OR UNDER ANY OTHER THEORY OF LIABILITY, WHETHER OR NOT THE PARTY HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGE OR WHETHER SUCH DAMAGE WAS FORESEEABLE OR IN THE CONTEMPLATION OF THE PARTIES.

SUCH LIMITATION OF LIABILITY SHALL APPLY WHETHER THE DAMAGES ARISE FROM USE OR MISUSE OF AND RELIANCE ON THE PLATFORMS, FROM INABILITY TO USE THE PLATFORMS, OR FROM THE INTERRUPTION, SUSPENSION, OR TERMINATION OF THE PLATFORMS (INCLUDING SUCH DAMAGES INCURRED BY THIRD PARTIES).

SUCH LIMITATION SHALL ALSO APPLY WITH RESPECT TO DAMAGES INCURRED BY REASON OF OTHER SERVICES OR GOODS RECEIVED OR ADVERTISED THROUGH ANY LINKS PROVIDED IN THE PLATFORMS, AS WELL AS BY REASON OF ANY INFORMATION OR ADVICE RECEIVED THROUGH OR ADVERTISED ON THE PLATFORMS OR RECEIVED THROUGH ANY LINKS PROVIDED VIA THE PLATFORMS. WE WILL NOT BE LIABLE FOR ANY DAMAGES ARISING FROM THE TRANSACTIONS BETWEEN YOU AND THIRD PARTIES OR FOR ANY INFORMATION APPEARING ON THIRD PARTY PLATFORMS OR ANY OTHER WEBSITES LINKED TO OUR PLATFORMS. YOU SPECIFICALLY ACKNOWLEDGE THAT COMPETENTSEE IS NOT LIABLE FOR THE DEFAMATORY, OFFENSIVE, INFRINGING, HARMFUL, OR ILLEGAL CONDUCT OF OTHER USERS OR THIRD PARTIES AND THAT THE RISK OF INJURY FROM THE FOREGOING RESTS ENTIRELY WITH YOU.

YOU ACKNOWLEDGE AND UNDERSTAND THAT THIS SECTION 13 REMOVES OR LIMITS OUR LIABILITY FOR NEGLIGENCE WHERE PERMITTED BY LAW. SOME JURISDICTIONS DO NOT ALLOW FOR LIMITED LIABILITY FOR CERTAIN TYPES OF DAMAGES OR EXCLUSION OF IMPLIED WARRANTIES. THIS AGREEMENT DOES NOT WAIVE OR LIMIT ANY RIGHTS OR OBLIGATIONS NOT ALLOWED BY LAW AND WE DO NOT REQUEST THAT YOU WAIVE OR LIMIT ANY SUCH RIGHTS. IF ANY OF THE FOREGOING RESTRICTIONS APPLY, THEN THE ABOVE WAIVERS, DISCLAIMERS, EXCLUSIONS, OR LIMITATIONS SHALL APPLY TO THE FULLEST EXTENT PERMITTED BY LAW IN SUCH STATES OR JURISDICTIONS.

15 Indemnification

You agree to indemnify, defend and hold harmless CompetentSee and its parents, subsidiaries, affiliates, agents, directors, officers, employees, licensors, co-branders and other partners, contractors, representatives, successors, and assigns (“CompetentSee Related Parties”) from and against any and all claims, demands, actions, suits, proceedings, investigations, allegations, damages, costs, expenses, amounts agreed to in settlement, losses and any and all other liabilities (including reasonable attorneys’ fees and court costs) arising out of or resulting from: (i) your use of the Platforms; (ii) a violation of these Terms; (iii) a violation of any rights of any other person or entity; (iv) your registration or any activity in which you engage using the Platforms; (v) any viruses, Trojan horses, worms, time bombs, spyware, malware, cancelbots or other similar harmful or deleterious programming routines input by you; or (vi) any other acts, omissions, negligence or misconduct by you.

16 Governing Law; Arbitration; Jury Trial Waiver; Class Action Waiver; Forum Selection Clause

These Terms and the relationship between you and CompetentSee shall be governed by the laws of the State of Utah, without giving effect to any choice of laws principles that would require the application of the laws of a different country or state. You agree to submit to the personal and exclusive jurisdiction of the courts located within the State of Utah for the adjudication of any and all claims arising out of your use of the Platforms and your relationship with CompetentSee, and you waive any objection thereto.

Any and all controversies, disputes, demands, counts, claims, or causes of action (including the interpretation and scope of this clause, and the arbitrability of the controversy, dispute, demand, count, claim, or cause of action) between you and CompetentSee or the CompetentSee Related Parties, will exclusively be settled through binding and confidential arbitration. Arbitration will be subject to the Federal Arbitration Act and not any state arbitration law. The arbitration will be conducted before one commercial arbitrator with substantial experience in resolving commercial contract disputes from the American Arbitration Association (“AAA”). As modified by this Agreement, and unless otherwise agreed upon by the parties in writing, the arbitration will be governed by the AAA’s Commercial Arbitration Rules and, if the arbitrator deems them applicable, the Supplementary Procedures for Consumer Related Disputes (collectively “Rules and Procedures”). You are thus GIVING UP YOUR RIGHT TO GO TO COURT to assert or defend your rights EXCEPT for matters that may be taken to small claims court. Your rights will be determined by a NEUTRAL ARBITRATOR and NOT a judge or jury. You are entitled to a FAIR HEARING, BUT the arbitration procedures are SIMPLER AND MORE LIMITED THAN RULES APPLICABLE IN COURT. Arbitrator decisions are as enforceable as any court order and are subject to VERY LIMITED REVIEW BY A COURT.

You and CompetentSee must abide by the following rules: (a) ANY CLAIMS BROUGHT BY YOU OR COMPETENTSEE MUST BE BROUGHT IN THE PARTY’S INDIVIDUAL CAPACITY, AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS OR REPRESENTATIVE PROCEEDING; (b) THE ARBITRATOR MAY NOT CONSOLIDATE MORE THAN ONE PERSON’S CLAIMS, MAY NOT OTHERWISE PRESIDE OVER ANY FORM OF A REPRESENTATIVE OR CLASS PROCEEDING, AND MAY NOT AWARD CLASS-WIDE RELIEF, (c) in the event that you are able to demonstrate that the costs of arbitration will be prohibitive as compared to costs of litigation, CompetentSee will pay as much of your filing and hearing fees in connection with the arbitration as the arbitrator deems necessary to prevent the arbitration from being cost-prohibitive as compared to the cost of litigation, (d) CompetentSee also reserves the right in its sole and exclusive discretion to assume responsibility for all of the costs of the arbitration; (e) the arbitrator will honor claims of privilege and privacy recognized at law; (f) the arbitration will be confidential, and neither you nor we may disclose the existence, content, or results of any arbitration, except as may be required by law or for purposes of enforcement of the arbitration award; (g) the arbitrator may award any individual relief or individual remedies that are permitted by applicable law; and (h) each side pays its own attorneys’ fees and expenses unless there is a statutory provision that requires the prevailing party to be paid its fees and litigation expenses, and then in such instance, the fees and costs awarded will be determined by the applicable law.

Notwithstanding the foregoing, either you or CompetentSee may bring an individual action in small claims court. Further, claims of defamation, violation of the Computer Fraud and Abuse Act, and infringement or misappropriation of CompetentSee’s patent, copyright, trademark, or trade secret will not be subject to this arbitration agreement. Such claims will be exclusively brought in the state or federal courts located in Salt Lake City, Utah. Additionally, notwithstanding this agreement to arbitrate, either party may seek emergency equitable relief before the state or federal courts located in Salt Lake City, Utah in order to maintain the status quo pending arbitration, and hereby agree to submit to the exclusive personal jurisdiction of the courts located within Salt Lake City, Utah for such purposes. A request for interim measures will not be deemed a waiver of the right to arbitrate. With the exception of subparts (a) and (b) in the paragraph above (prohibiting arbitration on a class or collective basis), if any part of this arbitration provision is deemed to be invalid, unenforceable or illegal, or otherwise conflicts with the Rules and Procedures, then the balance of this arbitration provision will remain in effect and will be construed in accordance with its terms as if the invalid, unenforceable, illegal or conflicting provision were not contained herein. If, however, either subpart (a) or (b) is found to be invalid, unenforceable or illegal, then the entirety of this arbitration provision will be null and void, and neither you nor CompetentSee will be entitled to arbitration. If for any reason a claim proceeds in court rather than in arbitration, the dispute will be exclusively brought in state or federal court in Salt Lake City, Utah.

17 General

(a) Force Majeure. We will not be liable for any delay or failure to perform resulting from causes outside of our reasonable control, including acts of God, war, terrorism, riots, embargoes, acts of civil or military authorities, fire, floods, accidents, strikes, or shortages of transportation facilities, fuel, energy, labor, or materials.

(b) Independent Contractor. You agree that no joint venture, partnership, employment or agency relationship exists between you and us as a result of this Agreement or your use of the Platforms.

(c) Assignment. We may assign this Agreement, in whole or in part, to any person or entity at any time with or without your consent. You may not assign this Agreement without our prior written consent, and any unauthorized assignment by you shall be null and void.

(d) No Waiver. Our failure to enforce or our delay in enforcement of any provision of this Agreement shall in no way be construed to be a present or future waiver of such provision, nor in any way affect our right to enforce each and every such provision thereafter. The express waiver by us of any provision, condition, or requirement of this Agreement shall not constitute a waiver of any future obligation to comply with such provision, condition, or requirement.

(e) Equitable Remedies. You hereby agree that we would be irreparably damaged if this Agreement was not specifically enforced, and therefore you agree that we shall be entitled, without bond, other security, or proof of damages, to appropriate equitable remedies with respect to breaches of this Agreement, in addition to such other remedies as we may otherwise have available to us under applicable laws. Further, unless stated otherwise, all remedies provided for in this Agreement shall be cumulative and in addition to and not in lieu of any other remedies available to either party at law, in equity, or otherwise

(f) Severability. Should any provision of the Agreement be held invalid or unenforceable for any reason or to any extent, such invalidity or enforceability shall not in any manner affect or render invalid or unenforceable the remaining provisions of the Agreement, and the application of that provision shall be enforced to the full extent permitted by law.

(g) Electronic Communications. You Consent to receive communications from us electronically. We will communicate with you by email or by posting notices on the Platforms. You agree that all agreements, notices, documents, disclosures, and other communications that we provide to you electronically or post on the Platforms satisfy any legal requirement that such communications be in writing. You may withdraw your consent to receive Communications electronically by contacting us in the manner set forth in Section (h). If you withdraw your consent, from that time forward, you must stop using the Platforms. The withdrawal of your consent will not affect the legal validity and enforceability of any obligations or any electronic communications provided or business transacted between us prior to the time you withdraw your consent. Please keep us informed of any changes in your email or mailing address so that you continue to receive all communications without interruption.

(h) Notices to CompetentSee. Any notices or communication required or permitted to be given to you will be as stated in Section (g) above. Any notices or communication required or permitted to be given to CompetentSee shall be in writing and shall be sufficiently given if delivered via email or mailed as follows:

If you have any further questions or comments about us or our policies, email us at [email protected] or by post to: CompetentSee, LLC 2698 Redwood Rd #0, West Valley City, UT 84119 United States Phone: 801-349-1049

Any notice delivered via email shall be deemed to have been received on the first business day after which it was sent, unless the sending party is notified that the email address is invalid. Any notice sent by letter shall be deemed to have been received on the fourth business day after it was posted.

(i) Foreign Language Translations. For your convenience only, CompetentSee may provide you with a non-English translation of the Agreement. You agree that any such translation is for reference purposes and the English language versions will govern the parties’ relationship.

(j) U.S. Export Regulations. You acknowledge and agree that material on the Platforms is subject to the U.S. Export Administration Laws and Regulations. Diversion of such material contrary to U.S. law is prohibited. You certify that you are not on the U.S. Department of Commerce’s Denied Persons List or affiliated lists or on the U.S. Department of Treasury’s Specially Designated Nationals List. You agree to comply strictly with all U.S. export laws and assume sole responsibility for obtaining licenses to export or re-export as may be required.

(k) Survival. All provisions of this Agreement related to limitation and exclusion of liability, waivers, assumption of risk, warranties, and indemnification obligations survive termination of this Agreement, and any other terms of this Agreement which by their nature extend beyond the termination of this Agreement, remain in effect until fulfilled and apply to respective successors and assigns.

(l) Nothing contained herein shall in any way be construed to constitute that any subscribed user of CompetentSee is an agent or employee of CompetentSee.

(l) Entire Agreement. This Agreement, including any materials incorporated by reference hereunder, constitutes all the terms and conditions agreed upon between you and us and supersede any prior agreements in relation to the subject matter of this Agreement, whether written or oral. Any additional or different terms or conditions in relation to the subject matter of the Agreement in any written or oral communication from you to us are void.

18 Subscription Plan Cancellation

You can cancel within 24 hours of accepting this Agreement without penalty. No refunds will be granted after 24 hours. The monthly payment plan is a 12-month agreement.

19 Subscription Plan Agreements

Clients may review tarot readers anytime but may not base their ratings on decisions on stereotypes and assumptions about a person’s race, color, religion, sex (including gender identity, sexual orientation, and pregnancy), national origin, age (excluding children), disability or genetic information.

19 Contact Us

We can be reached at:

If you have any further questions or comments about us or our policies, email us at [email protected] or by post to: CompetentSee, LLC 2698 Redwood Rd #0, West Valley City, UT 84119 United States

I HEREBY ACKNOWLEDGE THAT I HAVE READ AND UNDERSTAND THE TERMS OF THIS AGREEMENT AND AGREE THAT MY USE OF THE PLATFORMS IS AN ACKNOWLEDGMENT OF MY AGREEMENT TO BE BOUND BY THE AGREEMENT.

REFUND POLICY

Refunds will be offered to a purchaser on merchandise products if the product is returned in the same condition in which it was received within 7 days of receiving it. If the product is, at the sole decision of CompetentSee, LLC, incomplete, damaged, or otherwise not resalable, no refund will be issued. Returns returned by mail will be returned at the expense of the purchaser.

No refunds are issued for services, including ReaderScore, Certification, ManifesTarot or Donations to Stephanie Cecchini. No refunds will be granted after 24 hours for memberships.