Privacy Policy

Effective October 7, 2025
Originally adopted January 1, 2020

CompetentSee, LLC / Tarot Skills®
3450 N. Triumph Blvd., Suite 102, PMB 10214
Lehi, UT 84043
[email protected]

1. Overview

This Privacy Policy explains how we collect, use, and protect your information when you visit our websites (tarotskills.com and competentsee.com) or purchase our products and services.

We comply with U.S. consumer privacy laws, including those of California, Colorado, Connecticut, Nevada, Utah, and Virginia.

We do not sell personal information. We use cookies and limited personal data for website functionality, analytics, and advertising. U.S. residents may request access to or deletion of their data or opt out of targeted advertising by emailing [email protected].

2. Information We Collect

  • Contact details (name, email, shipping address, phone).
  • Payment details processed securely through third-party partners.
  • Device and usage data (browser type, pages visited, IP address).
  • Cookies and analytics for site performance and Google Ads measurement.

3. How We Use Your Information

  • Fulfill orders and deliver products.
  • Provide memberships, courses, and customer support.
  • Operate and improve our websites and services.
  • Run and measure advertising through Google Ads and Analytics.

We do not sell, rent, or trade personal information.

4. Cookies and Advertising

We use cookies for:

  • Functionality (to make the site work properly).
  • Analytics (Google Analytics).
  • Advertising (Google Ads).

By continuing to browse, you consent to the use of cookies. You can block or delete cookies through your browser settings or manage ad preferences via Google Ad Settings.

5. Your Privacy Rights

If you live in California, Colorado, Connecticut, Nevada, Utah, or Virginia, you may:

  • Request access to your personal data.
  • Request deletion of your data.
  • Opt out of targeted advertising.

To exercise these rights, email [email protected]. We will verify your identity before processing requests.

6. Data Security

We use SSL encryption, secure servers, and trusted payment processors. While no system is 100% secure, we take reasonable measures to protect your data.

7. Data Retention

We retain business and transactional data as required for compliance, generally up to seven years.

8. Minors

Our sites are intended for individuals aged 18 and older. We do not knowingly collect information from anyone under 13.

9. Third-Party Services

We may link to or integrate services such as payment processors, Google Ads, or social media. Each has its own privacy policy. CompetentSee, LLC is not responsible for their practices.

Our website and services are intended for use in the United States. We do not actively market to or target individuals in the European Union or United Kingdom. However, if a European resident contacts us or makes a purchase, we process their data only to fulfill that transaction and in accordance with applicable law.

10. Changes

We may update this Privacy Policy at any time. The latest version will always be posted here.

11. Contact

For privacy or data requests, contact: [email protected].

12. Quick Summary

  • We use cookies for ads, analytics, and functionality.
  • We do not sell personal data.
  • You can opt out of ad tracking or request deletion anytime.
  • By using our site, you agree to this Privacy Policy.

Terms of Use

Effective January 6, 2024
Version 2025.10.07

1. Introduction

Thank you for your interest in CompetentSee, LLC, doing business as Tarot Skills® (“CompetentSee,” “Tarot Skills,” “we,” “us,” or “our”).

These Terms govern your use of tarotskills.com, competentsee.com, and related products and services, including tarot decks, memberships, certification programs, and digital tools.

Age Requirement: The Platforms and services are intended for individuals 18 years of age or older. By using the Platforms, you represent that you are at least 18 or using the Platforms with parental consent.

2. Agreement and Updates

By using our Platforms, you agree to these Terms and our Privacy Policy. We may revise them at any time, and continued use constitutes acceptance of those revisions.

3. Accounts and Directory

Users (“Clients” or “Tarot Readers”) may create accounts to learn tarot, connect with others, or list services.

By creating an account, you agree that your username or alias may appear publicly in our member directory. If you do not want your real name displayed, choose a pseudonym.

We do not monitor or control user interactions. You are solely responsible for your communications and decisions.

If you hire a tarot reader or other provider through our directory, you agree they are independent of CompetentSee. Any relationship is between you and that provider.

4. Availability

We make reasonable efforts to keep the site operational but may experience interruptions. We reserve the right to modify or discontinue any feature without notice.

5. Rules of Conduct

  • Do not post illegal, defamatory, or obscene material.
  • Do not violate intellectual property rights.
  • Do not interfere with the Platforms or other users.
  • Do not attempt to gain unauthorized access to any system.

6. Social Media

When using our social media channels, you agree to maintain respectful communication. We may remove inappropriate content.

7. License and Ownership

All content on the Platforms is owned by CompetentSee, LLC. You may not copy, distribute, or create derivative works without written consent.

By posting feedback or content, you grant us a perpetual, royalty-free license to use it.

8. Intellectual Property / DMCA

For copyright concerns, contact:
CompetentSee, LLC – Copyright Agent
3450 N. Triumph Blvd., Suite 102, PMB 10214
Lehi, UT 84043
[email protected]

9. Independent Reader Marketplace

Some users listed in our directory are independent providers. They are not employees, agents, or representatives of CompetentSee. We do not supervise or endorse their work and are not responsible for results or damages arising from your interactions with them.

10. Disclaimer of Warranties

The Platforms are provided “as is” and “as available.”

Entertainment-Only Notice: All tarot readings, videos, and content are for entertainment and personal insight only. They are not substitutes for professional advice, including medical, legal, or financial guidance.

No Outcome Guarantee: We make no promise or guarantee of specific results from the use of our products, services, or courses.

11. Limitation of Liability

To the fullest extent allowed by law, CompetentSee, LLC and its affiliates are not liable for any indirect, incidental, or consequential damages resulting from your use of the Platforms or services.

12. Indemnification

You agree to indemnify and hold harmless CompetentSee, LLC, its affiliates, and employees from any claims arising from your use of the Platforms or violation of these Terms.

13. Governing Law and Arbitration

These Terms are governed by Utah law. Disputes will be resolved through binding arbitration in Salt Lake City, Utah. You waive the right to participate in class actions or jury trials.

Arbitration Opt-Out: You may opt out of arbitration within 30 days by emailing [email protected] with your name, email, and a statement requesting exclusion.

14. General Provisions

  • Independent Contractors: No partnership or employment relationship is created.
  • Assignment: You may not transfer rights without our consent.
  • Severability: Invalid provisions do not affect the rest.
  • Electronic Communications: By using the Platforms, you consent to receive communications electronically.
  • Entire Agreement: This document represents the entire agreement between you and CompetentSee.

15. Subscription Plan and Cancellation

You may cancel within 24 hours of purchase for a full refund. After 24 hours, payments are non-refundable. Monthly payment plans are 12-month agreements.

16. Non-Discrimination Policy

Users may not discriminate or base ratings on race, religion, sex, sexual orientation, gender identity, national origin, age, or disability.

17. Refund Policy – Love It Guarantee

We want you to love your tarot deck. If you don’t, you can return it within 30 days of delivery for a refund.

Conditions:

  • Decks must be returned in the same condition as received.
  • Return shipping is paid by the customer.
  • Refunds are issued after inspection.

Non-Refundable Items:

  • Memberships, ReaderScore, Certification, or ManifesTarot services.
  • Digital downloads or online courses once accessed.
  • Donations to Stephanie Cecchini.

Taxes and Duties: Prices are in U.S. dollars and exclude applicable taxes, duties, or customs fees, which are the buyer’s responsibility.

To start a return, contact [email protected] with your order number and reason for return.

18. Crisis Support

If you are in crisis, contact the U.S. Suicide & Crisis Lifeline by texting 988. A tarot reading is not a substitute for professional help.